A tax-free retirement sounds like the ultimate reward after decades of saving.    Move your money into the right accounts, stop paying the IRS, and finally spend your retirement income without a tax bill attached.   Skip the planning, though, and a retirement that looks tax-free on paper can still hand you a real tax bill. A retiree who ignores this can end up paying...

Tax-free retirement sounds like the best reward there is. After years of watching part of your paycheck disappear into taxes, the idea is simple. No more IRS. No more stress every tax season. Just your money, all of it, for the rest of your life. Some retirees move most or all of their savings into tax-free accounts and consider the problem solved. But even people who do everything right...